General

This website is intended for general information purposes. This website does provide basic information concerning investment products or related services. However none of the information at this site should be interpreted as an offer to sell products or as investment advice of any kind.

By accessing this website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the terms and conditions that follow.

Copyright

The site content is protected by copyright. All rights in the pages, site content and arrangement are owned by Herman. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any site content for any other purposes than that of this site, i.e. providing information about Herman.

No Liability

While Herman is use reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. Herman expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access to or use of this site, whether or not Herman was aware of the possibility of such damages.

All information on this site, including but not limited to graphics, text and links to other sites, is provided "as is" and is subject to change without prior notice. Such information is provided, to the fullest extent permissible pursuant to applicable law, without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

Herman does not warrant the adequacy, accuracy or completeness of any information on this site and expressly disclaim any liability for errors or omissions therein. Users are responsible for evaluating the accuracy, completeness or usefulness of any information or other content available on this site.

Herman does not warrant the error free and uninterrupted service of this website.